Terms and Conditions

Agreement to Terms

By accessing and using the Financeclarity Magazine website (financeclarity.life) and our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our website or use our services.

Description of Services

Financeclarity Magazine provides economic news, market analysis, and financial literacy content through:

• Digital and print magazine publications
• Email newsletters
• Website content and articles
• Educational webinars and resources

Subscriptions

Subscription Plans

We offer various subscription plans as described on our Pricing page. By subscribing, you agree to pay the applicable fees for your selected plan.

Billing

Subscription fees are billed according to the billing cycle of your chosen plan (quarterly or annually). Prices are in Canadian dollars unless otherwise specified.

Cancellation

You may cancel your subscription at any time by contacting our customer support. Cancellation takes effect at the end of your current billing period.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Financeclarity Magazine or its content suppliers and is protected by Canadian and international copyright laws.

You may not:

• Reproduce, distribute, or publicly display our content without permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorization
• Remove any copyright or proprietary notices

User Conduct

When using our website and services, you agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit harmful code or interfere with our systems
• Attempt to gain unauthorized access to our systems
• Use automated systems to access our content without permission
• Misrepresent your identity or affiliation

Content Disclaimer

The content provided by Financeclarity Magazine is for informational and educational purposes only. Our articles, analyses, and publications are not intended to constitute:

• Financial, investment, or trading advice
• Recommendations to buy, sell, or hold any securities
• Professional financial planning services
• Legal, tax, or accounting advice

Please refer to our Disclaimer for more information.

Limitation of Liability

To the fullest extent permitted by law, Financeclarity Magazine shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Financeclarity Magazine, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your violation of these Terms or your use of our services.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or policies of these external sites.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes constitutes acceptance of the modified terms.

Governing Law

These Terms and Conditions are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Dispute Resolution

Any disputes arising from these Terms shall be resolved through good-faith negotiation. If negotiation fails, disputes shall be submitted to binding arbitration in Toronto, Ontario, Canada.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

For questions about these Terms and Conditions, please contact us:

• Address: 120 King St W, Suite 1900, Toronto, ON M5H 1J9, Canada
• Phone: +1 (416) 279-6044
• Email: [email protected]